1、How to train students to establish a correct view of consumption is a problem worthy of study for college. 如何培养大学生树立正确的消费观,对于高校来说是一个值得研究的问题。 2、How to use individual data to establish the assessment of outstanding claims reserve model become a hot spot of research. 如何利用个体数据建立未决赔款准备金的评估模型成为研究的热点。